A hassle-free API solution for managing your cross-border payments
ZTL offers API with live and transparent FX rates.
No pre-funding or hidden fees!
Banks hide their charges for a reason
Because they’re substantial, especially with international payments
Stop leaving
your money on the table!
What did you really pay for that cross-border transaction? Just a transaction fee? Not quite. You’ve likely also shelled out around 1% for each foreign exchange transfer (both in and out)
Type
Bank
ZTL
Cross-border payment:
Transaction fee:
Forwards:
≈1% and more*
2-20 EUR per transaction
Bank collateral or guarantees required
less than 0.5%*
0 EUR
No guarantees or collateral
Bank
≈1% and more*
2-20 EUR per transaction
Bank collateral or guarantees required
ZTL
less than 0.5%*
0 EUR
No guarantees or collateral
Cut your costs
by up to 50%
On every transaction, whether it’s an international payment or even an internal transfer. Stop leaving your company’s money with the banks!
* The information presented herein is intended for general informational purposes related to foreign exchange (FX) rates and is susceptible to alterations. It is important to note that the calculations displayed are grounded on numerous assumptions, including, but not confined to, fees associated with bank transfers, transaction costs, exchange rate mark-ups, and various other contributing factors. Consequently, the amounts shown should be considered indicative and are by no means precise or definitive.
A comprehensive API for modern FX operations
Our API seamlessly integrates with existing software, making it easy to incorporate FX functionalities
Lower
FX markups
Our direct agreements with banks ensure transparent and fair pricing for FX transactions. This allows you to reduce FX expenses by up to 50%. We pass on the cost savings directly to our customers
Cost-effective
FX rates
ZTL provides real-time FX rates with the option for flexible settlement dates, including forward maturity dates. We offer our service without the need for pre-funding.
Forever-free
FX account
You will get a forever-free FX account with no setup fee, transaction fees, monthly fees, and with lower FX rates than your current bank has. With support for over 40+ currencies
Lock-in
FX rate
Fix the FX rate and mitigate the risk of volatile currency markets. This is a protection shield from fluctuations enabling you to accurately forecast costs and avoid financial losses
On-time
FX payments
By leveraging the power of Open Banking and accessing comprehensive banking infrastructure we ensure that funds reach their destination swiftly, and improve liquidity management
Error-free
FX payments
ZTL minimizes manual labor and potential errors by eliminating the need for subsequent rate adjustments. You know the exact FX rate straight away!
How it works
Integrate
Establish API integration
with ZTL
Select
Choose an invoice and generate a payment for it
Get
Retrieve the FX rate and secure the rate on the specified date
Pay out
Execute the payout on
a selected date
Let's discuss how we can help accelerate your cross-border payments
Modern robust FX solution
Enhance your platform with transparent, real-time, and bank-independent payments
One-time setup
Integrate with ZTL through API
Transparent
Open and live foreign exchange rates
Secure
Use existing payment infrastructure
Independent
Use existing bank accounts
We are all set
FSA
Regulated by the Norwegian Financial Supervisory Authority (FSA)
PSD2
We utilize PSD2 Open Banking APIs for secure and headache-free transactions
API
ZTL provides a modular payment API for building a more reliable payment solution
Perfect for
SME
Ideal for SMEs that handle a significant volume of FX transactions
ERP system
Ideal for ERP systems seeking to enhance and expand their functionality
Fintech & Neobank
Ideal for Fintechs and Neobanks that aim to address all the needs of their customers
Want to talk
about payments?
Feel free to contact us for any
business, media, or other inquiries:
For support inquiries, please reach out
to your platform provider or email us at:
